A note published by the EU Council on 10 July 2026 records that the European Banking Authority (EBA) published its bi-annual Risk Assessment Report of the EU banking sector on 18 June 2026, now combined for the first time with the quarterly Risk Dashboard and Risk Assessment Questionnaire in an interactive format on the EBA's website. The document, which covers the entire EU banking sector, marks a shift from three separate publications to a single integrated release, aimed at improving accessibility and data analysis for regulators and market participants.
The EBA's move consolidates its three key banking risk publications—the Risk Assessment Report (RAR), the Risk Dashboard (RDB), and the Risk Assessment Questionnaire (RAQ)—into one interactive online tool. This change, effective from June 2026, is expected to streamline how supervisors, banks, and analysts track prudential risks across the EU. The interactive format allows users to filter data by country, bank size, and risk category, potentially enhancing real-time monitoring of capital adequacy, asset quality, and profitability trends.
For EU regulatory bodies such as the European Central Bank and national competent authorities, the integrated dashboard could reduce reporting fragmentation and improve cross-border risk comparisons. EU banks, particularly those with significant cross-border operations, may benefit from clearer benchmarks but could face increased scrutiny if the interactive tool highlights outliers in risk metrics. EU consumers and depositors are indirectly affected, as more transparent risk data may support financial stability, though the direct impact on retail banking services is negligible.
The Council note does not indicate any formal follow-up action; it merely acknowledges the EBA's publication. The EBA's next scheduled update is the quarterly Risk Dashboard for September 2026, which will be released in the same combined format.